fix(cli): match exact payment property names

[hamedrabah]

Summary

• require payment summary fields to match complete property names
• prevent adapter options such as reuse and notenabled from overriding provider use and enabled values
• add a regression test covering both false matches

Verification

• ./node_modules/.bin/vitest run packages/cli/src (307 passed, 1 skipped)
• ./node_modules/.bin/tsc -p packages/cli/tsconfig.json --noEmit
• git diff --check